Home

small_business_health_insurance Directory


More
small_business_health_insurance Articles

WRITERS WANTED! (click-me)

Feature Article:

Natural Health Insurance: 3 Proven Immune Boosters
As important as it is to make sure you have 'normal' health coverage, it's even more important to increase the amount of 'natural' health insurance you have. After all, if you protect your body now you won't need to worry about paying a big doctor's...

How to Save Up to 70% on Health Insurance Premiums
Are you tired of paying too much for health insurance premiums? Only 5 or 6 years ago health insurance seemed very affordable with fantastic coverage to match. Well, if youíre an individual or family who pays for health insurance today chances...

homeincome.com

Why Does Health Insurance Cost So Much?

homeincome.com       Navigation

Why does health insurance cost so much? Year after year, many of the articles that appear in print detail the specific factors driving the cost of healthcare.

These factors include: general inflation, advances in drugs and other medical devices, rising hospital and doctor expenses, government mandates, increased consumer demand, litigation, fraud, and cost shifting.

The basic answer is that a magic bullet to solve the cost of insurance does not exist because the real difficulty is controlling the cost of healthcare. A simple way to dramatically decrease the dollars spent on healthcare is to reduce the demand for healthcare.

I have seen estimates that up to 40% of all healthcare related expenses result from preventable conditions. These preventable conditions are caused by lifestyle choices such as tobacco, obesity, stress, lack of exercise and poor diet.

Most of us, myself included, make lifestyle choices everyday that eventually increase our demand for healthcare. We are never going to be able to totally eliminate all lifestyle related healthcare costs. However, improved lifestyle choices would cause a dramatic reduction in demand. This would then result in a similar reduction in the dollars spent on healthcare.

Lower demand for healthcare would result in lower health insurance costs, increased productivity, and reduced absenteeism. If your organization has not done so already, your organizational leaders need to seriously consider the benefits of health promotion and disease prevention programs. Your return on investment will most likely be as high as 2:1 in the first year.

About the Author

Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.

homeincome.com

More Reading:


Affordable Health Insurance an overview

Health Insurance Comparing Health Insurance Plans

How to Lower Your Health Insurance Premiums

Choosing a Health Insurance Quote The Best Bang for your Buck

What Should Be Considered Before Choosing Health Insurance

 
Student Health Insurance

How to Find Affordable Health Insurance

Cheap Health Insurance rates and personal health insurance

Health Insurance To Take or Not to Take is it worth the risk

Health Insurance Facts and figures

small_business_health_insurance Home

small_business_health_insurance Directory

Additional Reading


Different Types of Health Insurance Explained
Health is the biggest and most crucial asset of every living being. An unhealthy animal and individual can never truly experience any joy. It is the wealth of health that provides the requisite potential to topple over all odds and to move...

The Real Cost of Health Insurance
Do you know the actual cost of your health insurance? Everyone knows that health insurance costs are continually rising, but how do these spiraling costs affect your health insurance coverage? You know how much you pay every month for your health...

How To Best Handle Health Insurance Plan Changes
Many economists have suggested and recent economic data indicates that the economy is steadily moving in the right direction. A combination of several factors has no doubt had a negative impact on the economy over the last several years. The recent...



 

 

Internet Search for: small_business_health_insurance, demand, healthcare, cost

[an error occurred while processing this directive]

 

Copyright    homeincome.com