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Canada’s Aging Baby Boomers: Planning Health Insurance for the Future
The first of Canada’s aging baby boomers are poised to turn 65, and with this milestone birthday comes a variety of new health care concerns. In response to these changing medical needs, the Canadian health care system is preparing to handle some 10...

Health Insurance Facts and figures
Millions of Americans in 1999 without health insurance: 43 Percentage of Americans in 1999 without health insurance: 16 Biggest group of uninsured workers: Childless single workers Percentage of U.S. population with employment-based health...


The rising costs of Health Insurance

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Recent United States Census Bureau figures show that approximately 85% of Americans have health insurance and that roughly 60% have employment related health insurance or as individuals and that various government agencies provide health insurance to 25% of Americans.

Because medical technology and treatment are advancing at a daily rate the costs associated with health insurance are also rapidly increasing. People in developed countries are living longer which means the population of those countries is aging and a larger group of senior citizens requires more medical care than a younger healthier population. (A similar rise in costs is evident in Social Security in the United States.) These factors cause an increase in the price of health insurance.

There are however other factors that are resulting in an increase of health insurance prices and these are health related for example, obesity and insufficient exercise, unhealthy food, a shortage of doctors in impoverished or rural areas; excessive alcohol use, smoking and drug abuse plus the sedentary lifestyle of many.

In theory, people could lower health insurance prices by doing the opposite of the above; that is, by exercising, eating healthy food, avoiding addictive substances, etc. Healthier lifestyles protect the body from disease, and with fewer diseases, the health insurance companies would therefore pay fewer medical bills.

Before buying health insurance, a person typically fills out a comprehensive medical history form that asks whether the person smokes, how much the person weighs, and has the person ever been treated for any of a long list of diseases. Applicants can get discounts if they don't smoke and live a healthy lifestyle, which might encourage some people to quit smoking or make other improvements in their lifestyle. The medical history is also used to screen out persons with pre-existing medical conditions. This article has been written by http://www.health-insurer.info For more information on health insurance, visit our web site http://www.health-insurer.info This article is not a substitute for professional advice. Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:health-insurer@t4star.com Thank you.


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Instant Canadian Health Insurance Quotes Online
Canadians can now conveniently shop for Canadian individual health insurance and dental insurance online. There are instant personal health quotes, which allow you to compare dental, health and drug plans from leading Canadian insurance...

International Travel and Health Insurance
Embarking on Your Dream Vacation Are your Plans Complete? Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have...

Pet Insurance Is Vital To Your Financial & Emotional Health
Pet insurance was front and centre during my last visit to the vet. As we were standing in a line, a woman came screaming into the lobby, carrying her bleeding and crushed dog in her arms. He had been hit by a car and was near death. ...



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