Home

small_business_health_insurance Directory


More
small_business_health_insurance Articles

WRITERS WANTED! (click-me)

Feature Article:

Changes to International Health Insurance
Those who travel overseas for business or vacation may want to know that two of the world's largest international health insurance plans - “Atlas Travel” and the “International Citizen Medical Plan” insured by Lloyds of London have changed coverage...

Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices
As you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general inflation rate. The reasons given for these extraordinary cost increases are numerous and include:...

homeincome.com

Beat Your Competition By Controlling The Cost Of Your Health Insurance

homeincome.com       Navigation

As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs. Organizations that can best get a handle on the cost of their employee benefit programs have an excellent opportunity to gain an advantage over their competition.

What are some practical ways to control the cost of your health insurance? Here are a few suggestions:

1) Investigate all of your traditional and consumer directed health plan options. Many companies are easing into consumer directed plans by offering them as part of a "dual choice" program.

2) Out of network benefits. If your PPO network has adequate access to network providers, plan designs that strongly encourage the use of preferred providers save premium and claim dollars while the insured still gets the needed care at a discounted rate.

3) Prescription drug coverage. Rx plans that encourage the use of generics and require mandatory mail order for maintenance medications are an efficient use of your benefit dollars.

4) Encourage wellness. What is the old saying? An ounce of prevention is worth a pound of gain.

5) Consumerism. Access to the tools necessary to be a “good” healthcare consumer will allow individuals to get the best care at the best price.

If you do not have time to personally handle the suggestions made above, consider enlisting the services of an independent insurance broker that specializes in designing and evaluating health plan options. A good insurance broker should be able to save you time, money, and ultimately serve as a trusted resource for plan recommendations now and in the future.


About the Author

Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.

homeincome.com

More Reading:


Low Cost Health Insurance Oxymoron

Health Insurance 101 The Basics You Need to Know

What Is Health Insurance

The Real Cost of Health Insurance

Affordable Health Insurance

 
How to Lower Your Health Insurance Premiums

Finding an online health insurance quotation

How to Find Affordable Health Insurance

Is Pet Health Insurance an Option

Insurance For The Self Employed And Those Seeking Health Insurance

small_business_health_insurance Home

small_business_health_insurance Directory

Additional Reading


Is Pet Health Insurance an Option?
Most pet owners aren’t aware that health insurance for their loved animals has been available for about 15 years now. However, both the availability and restrictions on most plans have made this type of health insurance out of reach for most pet...

How To Best Handle Health Insurance Plan Changes
Many economists have suggested and recent economic data indicates that the economy is steadily moving in the right direction. A combination of several factors has no doubt had a negative impact on the economy over the last several years. The recent...

How To Choose A Health Insurance Plan
Are you thinking about buying health insurance? With so many different alternatives, it is difficult to know which to choose. When choosing a health insurance plan, never base your decision solely on the monthly premium. There are many other cost...



 

 

Internet Search for: insurance, plan, health, small_business_health_insurance

[an error occurred while processing this directive]

 

Copyright    homeincome.com